Account

Personal Loan

A personal loan is a consumer loan to finance personal projects. Projects such as buying a car, renovating a house, financing a wedding, ... This type of loan offers a certain flexibility, since the borrower can decide the amount to be borrowed, the duration of the loan and the repayment terms. The interest rates applied to personal loans vary depending on the borrower's financial situation and the lender's policy.

Financing

Business financing is specially designed to meet the financial needs of entrepreneurs and companies. Whether it is to start a business, develop an existing activity or invest in new equipment, financing can be an advantageous solution. The repayment terms can be adapted to the company's income, thus ensuring a certain financial flexibility.
What are the different credits offered by Divodorum Empruntis?

We offer a wide range of loans at attractive rates to meet your needs and your budget :

  • The personal loan (crush, trip, boat, etc ...)
  • Car loan and motorcycle loan (new or used purchase, repair or renovation)
  • The real estate loan or Work and Decoration Loan (Renovation, decoration, Roofing)
  • The camper loan (new or second-hand purchase, repair or renovation)
  • Le prêt voyage (partir en vacances, financer une destination lointaine)
  • The wedding credit (Catering, Animation, Reception venues)
  • The Energy Saving Loan (Insulation, Solar panels, Change of openings)
  • Consumer credit (family event, IT, treasury, etc...)

After 48 hours if you meet all the conditions and documents requested

The terms of payment of the personal loan or loan between individuals of Divodorum Empruntis are adapted to the activity cycle :

  • Monthly
  • Bimonthly
  • Quarterly
  • Semi-annual with the possibility of a deferred period

For Divodorum Empruntis, it is a lever allowing you to realize your projects, to fulfill your dreams. It may simply be that your personal loan is used to improve your cash flow. Each situation is different, each project has its merit. Whether you need a private loan or you are an SME wishing to finance a business project, we will be able to advise you accurately and professionally.

In addition to offering healthy, useful and serious credits in its establishment, Divodorum Empruntis makes a point of honor to simplify the application process and obtaining a loan. By making the process readable, easy and fast, we establish a bond of trust with our customers and we strive to offer loans adapted to their needs. This trustDivodorum Empruntis also has it with the largest banks in Europe. This is what allows it to offer the best rates on the market.

We remain at your side until the payment of your money into your bank account and after too. That's a relationship of trust.

The revolving credit is a consumer credit, consisting of making available a sum of money that can be used in whole or in part, on simple request.

Your available capital is replenished as repayments are made, which makes it possible to reuse your credit for new money needs.

The revolving credit of Divodorum Empruntis offers many advantages :

  • once granted, you do not need to provide proof of projects to use your available capital
  • you can use your capital in part or in full
  • you decide on the repayment period with each financing request: you have the choice between small monthly installments and a predetermined duration up to 60 months
  • you will receive your money within 48 hours on your usual bank account

Three types of guarantees are accepted :

  • material guarantees
  • financial guarantees
  • personal guarantees

The following documents will be required for your credit file :

  1. The last three payslips. If so, also those of your partner.
  2. A copy of the identity card or a valid passport.
  3. For foreigners, we will also need a valid copy of your residence permit.
  4. We will contact you if additional documents are required, for example concerning: your accommodation, health insurance, loans already in progress and your financial situation.

The provision of a loan whose deadlines and conditions meet your needs and your reality. The seriousness shown by your advisor to offer you a healthy, useful and serious formula. Respect for the security of your data and the relationship of trust established with your intermediary.